Commercial Appraisal Analyst
Description
Bar Harbor Bank & Trust, is an independent community banking organization committed to helping its customers, employees and shareholders achieve their financial hopes and dreams. If you want to be part of our team that makes this vision a reality, please read on.
Bar Harbor Bank & Trust offers: competitive pay, referral incentives, an employee stock purchase plan, medical/dental/vision/life insurance plans, paid holidays, 401(k) plan, paid time off, a wellness program, continuing education benefits, and more!
Bar Harbor Bank & Trust is seeking a part time, 24 hours a week, Commercial Appraisal Analyst to join our team!
Responsibilities (Essential):
- Analyzing the reasonableness of the appraisal’s market value conclusion for financing purposes.
- Communicate to the production staff, underwriters and member of management regarding the review decisions in order to resolve appraisal disputes/concerns and loan to value issues.
- Management and oversight of the Bank’s Appraisal Management Companies (AMCs).
- Communicate with appraisers to resolve any quality issues or concerns.
- Ensure all regulatory guidelines and bank policies are strictly upheld.
- Comprehend and adhere to all federal banking regulations in accordance with Bar Harbor Bank & Trust’s policies and procedures.
- Act as a resource for Lenders and Management with regard to regulatory issues, appraisal matters and loan structuring.
- Assist Department Manager with various tasks including management reporting needs.
- Enthusiastically support the Bank’s Guiding Principles and Brand Behaviors.
- Adhere to federal regulatory requirements, such as the Anti-Money Laundering and Bank Secrecy Acts, and all established policies and procedures.
Responsibilities (Marginal):
- Perform other duties as requested.
Required Education & Experience:
- Minimum of a high school degree or the equivalent
- A strong background in appraisal industry concepts and practices (commercial experience required, additional experience preferred).
- Candidate most either hold Certified General Appraisal licensure, or anticipate becoming licensed within 3 months of hire.
- Candidate holding MAI designation or working towards the designation are preferred.
- Professional, a multitasker, works well under pressure in a fast-paced environment, a problem solver and a team player.
- Computer skills and the ability to adapt to various software programs required.
- Professional customer relations skills.
- Familiarity with banking industry regulation as related to appraisals and real estate transaction, required.
- Secondary market knowledge is helpful.
- This position requires travel approximately 5% of work hours. The majority of work hours are anticipated to be remote.
Qualifications:
- Skills
- Behaviors
- Motivations
- Education
- Experience
- Licenses & Certifications
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)